Top 10 Credit Don’ts During The Loan Process

September 23, 2010 by Monica McNamara · Leave a Comment 

So many buyers are taking advantage of interest rates at historic lows, either by re-structuring debt with a refinance or purchasing a new home or condominium.  However, the recent economic issues have created even tougher guidelines and credit requirements and there are some things that consumers must be aware of when applying for a loan. [...]

Maryland Real Estate Tax Appeal Process

September 14, 2010 by Monica McNamara · 2 Comments 

The following information was provided by the State of Maryland, Department of Assessments and Taxation. Assessment Appeal Process Property owners sometimes feel that the department’s estimate of their property value is wrong.  The assessment appeal process is available to allow property owners the opportunity to dispute the value determined by the department. Property values rise [...]

Why You Shouldn’t Buy The Most Expensive Condominium In The Building

August 31, 2009 by Monica McNamara · Leave a Comment 

I have always believed that when buyers are considering making a purchase, that they should not buy the most expensive condominium or home in a given neighborhood or building. Why you ask?  Let’s say you fall in love with the best of the best in a particular area.  It has everything you could possibly want. [...]

New Rules Give Buyers More Protection At Closing

July 24, 2009 by Monica McNamara · Leave a Comment 

There are new Federal consumer protection rules that take effect July 30, 2009 affecting those applying for a loan to purchase a primary or secondary home, or if you are refinancing. It’s not been given a lot of publicity, so if you are considering making a purchase and getting a new loan, or possibly refinancing [...]