Top 10 Credit Don’ts During The Loan Process

September 23, 2010 by Monica McNamara · Leave a Comment 

So many buyers are taking advantage of interest rates at historic lows, either by re-structuring debt with a refinance or purchasing a new home or condominium.  However, the recent economic issues have created even tougher guidelines and credit requirements and there are some things that consumers must be aware of when applying for a loan. [...]

Do I Qualify For This Mortgage?

December 6, 2009 by Monica McNamara · Leave a Comment 

Buyers, make sure you qualify for the mortgage loan you will be obtaining to purchase your home or condominium. The rules to qualify seem to be changing almost daily. When you apply for a mortgage, most (if not all) lenders will sell your loan to the secondary mortgage market (a/k/a Fannie Mae or Freddie Mac). [...]